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Now auto insurers are jacking up premiums on drivers in response to the increase in collisions. More accidents equate to higher costs for insurance companies, and insurers pass along these costs to customers. The Boston Globe reports that insurers plan on increasing auto premiums 3% to 6% on Massachusetts drivers this year, on top of increases of 6% to 9% in 2016. Insurers in North Carolina, meanwhile, have requested auto premium hikes averaging 13. 8%, according to the Charlotte Observer. Drivers in neighboring South Carolina saw their auto insurance rates increase an average of 8. 9% last year. The increase smartphone usage behind the wheel is a significant reason behind the rising rates. “I would characterize distracted driving as a big factor,” Massachusetts Division of Insurance spokesman Chris Goetcheus told the Globe. “It’s resulting in more accidents out on the road. ” “Distracted driving was always there, but it just intensified as more applications for the smartphones became available,” said Bill Caldwell, executive vice president of property and casualty at Horace Mann Insurance, to the Wall Street Journal recently.

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