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Car insurance companies also will not check your premiums on a regular basis to see if changes in the industry or pricing algorithms which happen with surprising frequency might result in a lower rate if applied to your circumstances. That means you have to do your own homework. Comparing auto insurance companies isn't quite like looking at physical products, like vacuums, simply because there are so many variables. Customer reviews aren't easy to come by, and many people only post complaints, not compliments. However, J. D. Power study on overall customer satisfaction during the claims process ranks Farmers Insurance eighteenth out of 24 providers. Customers from the study reported that the quality of service they received while Farmers Insurance handled their repairs was below average. Complaints from the Better Business Bureau express similar opinions, with quite a few people reporting unexpected rate increases or difficulty when filing a claim. Helpful tools or not, Farmers may make you jump through more hoops and hurdles for your coverage than it claims. Progressive offers some standout discounts for risky drivers and pet protection coverage options that we didn’t find with Farmers.

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